That's true, having a comfortable life is very important, you don't have to be putting so much stress on yourself you need to have good time for yourself.Financial stability is the most important thing at this stage definitely. I have to plan my life , organised and set it the way i want it to be just to have a comfortable life in the near future.
You are right, getting prepared and ready is very important in this life, if you are not use to those kinds of things you'll definitely not get the good results you've wanted.if you don't get prepared for opportunities you will come across a lot of them and you will miss them. That is why it is always very important for you to prepare before opportunities come.