Though the importance of saving some substantial amount of money cannot be overemphasied,it is usually kept to attend to some issues that may suddenly occure and that is the essence.Some sundry issues and personal needs that are urgent can be addressed through funds from savings.Savings is important. Although, to an average individual who doesn't know much about investment and how to generate more money. Personally, I don't save money I won't use in the next 3months, I rather investment such funds to generate more money through interest/ return on investment.