HYIP (High Yeild Investment Propgrams) are one of the worst and biggest scams out there. They are all ponzi schemes and total fraud. They take funds from "A" to pay "B" and at the end of the time, the owner takes away all the money from all the investors aka victims and runs away. I really cannot believe why I invested in hyips. I shouldn't have done that. I lost a whooping $27 and it is a big amount of money for me as I do not have any job.