I have been trying to avoid P2P as much as possible because the one on binance is made up of 90% scammers ,some of them after sending out the coin they will ask you to click on successful transaction before they send you the money but if you mistakenly do it will not pay me.Yes, you'll withdraw directly to your bank account when you have up to N5,000 in your wallet. You can sell the coin automatic, through their P2P method and direct to your bank account within some minutes.