Yes to some extent I can believe XRP will be good for a long term investment even though it market value is not influential for now but I believe it will in the future when it value began to increase.
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If you are looking forward the digital currency that is good for long term investment, look no further, XRP has the potentials. Holding the coin will make you an unbelievable profitSome of the things you pointed out are the reasons why Ripple are in court with SEC, but resent finding shows that XRP is not a security but a cryptocurrency that can be held for a long time in order to make profits and I believe xrp will do well in future.
Though the coin has been somewhat stable but if not for some issues with SEC then t would have gotten to a very high value by now,the prospect of it rising in the future is considerable in a favourable speculation,its a good coin though.XRP is really a very good coin which worth investment and a better future investment even though it is not that much popular for now but I consider it as a future investment coin.