Is it wise to invest your gratuity or pension?

[Nathaniel]

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[idhans]

Gratuity is that junk of money that's paid to retirees after their active service year with government or private sector and it's paid once. While, pension is like monthly salary paid to retirees. However, pension is not up to the salary one receive every month in active salary.

Is it wise to invest ones total gratuity or some monthly pension in forex or crypto currency trading? Please share your view.

I advise you shouldn't invest all your pension funds, you should invest part of your pension funds, and keep but for your health, and personal care. It's always wise to start investing while you are in service before your retirement wether you are a government, or a private worker.

Post automatically merged: Jan 31, 2021

Gratuity is that junk of money that's paid to retirees after their active service year with government or private sector and it's paid once. While, pension is like monthly salary paid to retirees. However, pension is not up to the salary one receive every month in active salary.

Is it wise to invest ones total gratuity or some monthly pension in forex or crypto currency trading? Please share your view.

I advise you shouldn't invest all your pension funds, you should invest part of your pension funds, and keep but for your health, and personal care. It's always wise to start investing while you are in service before your retirement wether you are a government, or a private worker.

 

[Ridorz]

I would prefer to collect my money in gratuity way, so that I will like to invest it on a business, because pension is like salary that one will be collecting every month, some people prefer it so that they will be spending it gradually without stress themselves after retirement. But I prefer gratuity.

 

[Ebensco]

Be aware that cryptocurrencies are liquid, which means there is no permanent rate. Investing gratuity or pension in cryptocurrency may not be that safe since it is attached with high level of risk. I would advise you put your money into physical investments you can monitor by yourself and with time and patience, it will pay.

 

[Kingsley]

This can be very dicey, investing in a business can be quite challenging in the sense that you will need to consider alot of factors before starting up the business. Now on investing one's pension or gratuity in a business, requires a lot of consultation and research to know if the business will succeed or fail. If all the necessary factors has been put into consideration and it has been ascertained that the business will succeed, then it will be good to invest it, otherwise it is advisable not to invest it.

 

[Sariana23]

I agree to invest the tip, but not in cryptocurrencies or currencies, as these investments are risky. I prefer that the investment be made in a business or in a property, since in the latter the risk is minimal or null. When people are older they need an investment that brings them profit without much effort.

 

[Henrywrites]

Gratuity is that junk of money that's paid to retirees after their active service year with government or private sector and it's paid once. While, pension is like monthly salary paid to retirees. However, pension is not up to the salary one receive every month in active salary.

Is it wise to invest ones total gratuity or some monthly pension in forex or crypto currency trading? Please share your view.

If you have something that is going fine for you, then investing your gratuity in a business such as crop farming is a good way to start. Get capable hands that will help you work this out and that will really work well.

 

[LaylaG]

If you thinkof investing your pension and gratuity in any form of investment you need to make sure that the investment you are going into must be government approved and they are hundred percent genuine to avoid regrets because there are a lot of scam investment out there

 

[Taiwoayan]

It's a wise decision

 

[Abbas007]

I think it is very wise to invest your pension in a good business somewhere as soon as you retire.
Because if you don't invest, you will spend somewhere and investing will brighten your future life.

 

[Azhar119]

Here are a few suggestions for ensuring you make the smartest possible decisions with your retirement savings.
Buy Bonds. ...
Rental Real Estate. ...
Variable Annuity With a Lifetime Income Rider. ...
Keep Some Safe Investments. ...
Income Producing Closed-End Funds. ...
Dividends and Dividend Income Funds. ...
Real Estate Investment Trusts (REITs)

 

[Debola]

Gratuity is that junk of money that's paid to retirees after their active service year with government or private sector and it's paid once. While, pension is like monthly salary paid to retirees. However, pension is not up to the salary one receive every month in active salary.

Is it wise to invest ones total gratuity or some monthly pension in forex or crypto currency trading? Please share your view.

I don't think its reasonable or wise to invest one pension or gratuity. The risk is very since there is no investment that is 100% risk free. So its not advisable to gamble with such type of money. It'sbetter to keep it safe and spend.

 

[WhiteHouse]

Invest a piece of your retirement corpus in plans that have a short-residency, offer great returns, don't strain your liquidity, offer tax cuts and will beat swelling to the end goal. There is no single arrangement that offers every one of these advantages. Along these lines, you should enhance your assets in various plans

 

[Olubayo12]

Gratuity is that junk of money that's paid to retirees after their active service year with government or private sector and it's paid once. While, pension is like monthly salary paid to retirees. However, pension is not up to the salary one receive every month in active salary.

Is it wise to invest ones total gratuity or some monthly pension in forex or crypto currency trading? Please share your view.

As far as you are very sure that the investment is worth it and you are sure to get back your capital provided everything even crumbles, you can give it a trial after all life is all about risks and reasonable risks are worth taking, but if you're not sure, just don't try it.

 

[Blessingedidiong]

If the pensioner has other means of survival,the pension or gratuity can be invested. Investing in forex or crypto currency with your gratuity is not a very wise thing to do because the rate of losses in these business is very high. Invest in something you can easily manage.

 

[Sarfraz Ali123]

The big advantage of saving or investing outside a pension is that you'll be able to use the money earlier if you want to, whereas pensions can usually only be taken from the age of 55.

 

[GIFTMICHAEL]

Well i see clear reason to invest your gratuity as is a bulk money. Since it is divided into two parts first gratuity and pension i will advice that the gratuity should also be invested into business instead of using it to buy land or housing.

 

[Psalmseen]

if the money is not really much that the pensioneer may starve if used to invest, then, I will advise that such gratuity or pension should not be used to invest. But if the money is a little heavy, then, you can take sixty percent of the money to invest and the rest for consumption. Because at old age, investment is the best and online would be the best for that

 

[Lyrrex]

Be aware that cryptocurrencies are liquid, which means there is no permanent rate. Investing gratuity or pension in cryptocurrency may not be that safe since it is attached with high level of risk. I would advise you put your money into physical investments you can monitor by yourself and with time and patience, it will pay.

 

[Olubayo12]

Gratuity is that junk of money that's paid to retirees after their active service year with government or private sector and it's paid once. While, pension is like monthly salary paid to retirees. However, pension is not up to the salary one receive every month in active salary.

Is it wise to invest ones total gratuity or some monthly pension in forex or crypto currency trading? Please share your view.

You can invest your pension or gratuity in any paid and sure investments option but one has to be sure that the investment will being out positive result. if not, you had better out the pension to savings and keep getting interest every month.