If people could educate those close to them like you did in this case, a lot won't fall for HYIPS scams. My brother recently told me he invested in a scheme promising 30 percent per month for a year.I am fortunate to have received ample warnings regarding investment particularly the high-yield. In our country there are many scammers who would offer an investment of paying 20% interest every month. My uncle was about to invest his retirement pay when I told him that it was a scam. Since I was working in a bank so my uncle believed me. Later on the people my uncle knew who invested told him the sad news, they were scammed.