Investment options abound and it all depends on your risk profile. Meaning your risk tolerance or appetite.
It also depend on your time. Without these, it may be difficult to make a good investment option that will suit you. Besides, note that what works for me may not work for you due to our differing risk characteristics. If you are looking at stock market investment, do you have the time or know how to do the required investment selection research? if yes then think along that line, if not it is better to invest in mutual funds where you have professional fund managers who will manage the investment for you and then you will have other opportunities for diversifying into other businesses.
I have never invested in stock, so I really do not know how stocks work. I have invested in HYIP programs and I can confirm that investing in HYIPs is the BEST way to lose your money. This is because all the HYIPs are ponzi schemes and scams that are only interested in scamming you.