Currently choosing an altcoin as a long-term investment will be tricky, because an altcoin with a large marketcap and good liquidity will not be a guarantee or benchmark for long-term investment. As in a crypto XRP. issued by Ripple. even now, due to its high volatility, XRP is widely used as a trading instrument, for both long and short positions. But I think XRP is no longer promising if used as a long-term investment because: No more big investors (like Grayscale) are buying Ripple for investment. Many people think XRP is not a commodity but classified as a stock. Many of the unethical charges against Ripple record the proceeds from selling XRP as revenue, while other blockchains record revenue from transaction fees. In financial contributions XRP has no clear utility, Ripple only sells pre-mined coins. What do you think is XRP worth making as a long-term investment?