Some of the things that a homeowner pay that a rental will not pay are the light bills water bills and maintenance of the property which involve renovation but most times rentals do pay some of these expensesThe best thing is to have a house and most of the things you listed are still been paid for by tenants also. Tenants also pays for trash pickup, water service, repairs and maintenance, grass and tree trimming. It cost more to be a tenant than a house owner because you can decide not to do somethings if you wish.