You told me that you had almost a year without logging in, but I'm glad you have resolved the situation and are comfortable using your Coinbase account, this way you can use the wallet without restriction.
You are absolutely right, it all depends on our experience with Payeer, as I described I feel fine with it, however I have thought about trying to work with another one that accepts making transfers to Airtm.
Yes, it is a drawback that other users have presented, the limitation of transferring directly to the bank account. So far it's a limitation I've found with most wallets, so I always end up transferring to Airtm.