Amount to save while collecting pension depends on the pension amount before one can plan on how much he or she will save during the pension period.
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Notwithstanding real estate is a good form of investment which could yield good profit if done properly. But it would still suffice that you have some savings stashed somewhere that you could fall back on in the rainy days.This is a tricky question because the money you put in the pension plan today is not the same value when it is time to receive the pension. I would rather put my money in real estate than a pension plan by insurance companies. The real estate is one of the safest investment. The insurance company can go bankrupt.
I quite agree with you on this one,because the amount of money you actually set out for saving into your pension which is your retirement plan,is mainly determine on how much you can spare for your daily welfare needs.The cost of living in your area determines how much you should save for your pension. How much pension you need also depends on your medical bills. If you have medical conditions, you will need a lot of money.
It is not about calculating the right percentage , it is about you being able to save the percentage you have been able to calculate . In most cases having a reasonable employment or a booming business is one of the best ways that can help you save reasonably for pension.In order to save money for your pension, you must calculate the right percentage of your overall income daily. This is what I do. I have a fixed portion of money that I spend and save the rest.
It is not about calculating the right percentage , it is about you being able to save the percentage you have been able to calculate . In most cases having a reasonable employment or a booming business is one of the best ways that can help you save reasonably for pension.
Sometimes we are always ask to save between 30 to 40% of our monthly saving that with this the possibility of having reasonable savings will be high. But you can't possibly make anything reasonable even if you have to calculate your income when you are not earning enough.Well, the reason why I stated that is due to the fact that you may need to calculate your income in order to save money. You must keep and check and balance of your money. This is something which is very important to do.
Sometimes we are always ask to save between 30 to 40% of our monthly saving that with this the possibility of having reasonable savings will be high. But you can't possibly make anything reasonable even if you have to calculate your income when you are not earning enough.
You just have to know the right amount of cake and chocolate you have to eat that it does not have any bad side effects in you. You have to discipline yourself if you are interested to stop . Me I like chocolate but I control how I take itThe main issue is that I am not able to save money because I am addicted to junk food and eating sugary products. This is why I spend a lots of money on cakes and chocolates.
You just have to know the right amount of cake and chocolate you have to eat that it does not have any bad side effects in you. You have to discipline yourself if you are interested to stop . Me I like chocolate but I control how I take it
Ops, sorry about this. If there is a way you can limit how you are taking most of these things it will be very much better.. you just have to follow up your medication religiously. You have to try So much to limit it.I have noticed that I have been spending a lots of money on such useless and unhealthy items. In fact, I have noticed that the amount I spend on cakes and chocolates is so high that I could purchase fruits for that amount. I have sugar addiction and I am taking some medicines to combat this addiction now.