Do you have a home insurance?

[Nomad]

I live in a rented apartment. I have a small farm house but my farm house is not insured. That’s because even when my farm house is destroyed, there will be no big loss. Therefore, I do not have home insurance. If you own your home, getting home insurance is a good idea. It covers things like theft, fire, and other damage, so you don't have to worry as much about unexpected problems.

 

[freedomew]

Considering the varying risks and individual circumstances, it's important to carefully assess the necessity of homeowner’s insurance for different properties, while acknowledging the potential benefits of coverage for unexpected incidents.