We have shares of stocks of our bank and that bank is also where my wife works. Our stocks have been with us for 3 years and counting that it has gained in value substantially. Now I am thinking of selling the stocks to cash in on the profit but my wife does not want to sell because we still do not need the money. She treats the stocks as not an investment but as a savings that we can use for our investment for a property when we have sufficient funds for it.