We need to be patient with our purchase decisions as many times we buy in haste and regret later
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I only hold the amount of cash that I have budgeted when I am going out so I won't spend more than what I planned.I do budgeting to avoid overspending. I also make a list of what to buy and make estimations of the total costs to avoid buying not essential. Life is so hard this time, prices are soaring up and never declining.
Some people have been so accustomed to impulse spending that if they hold money, they must spend it somehow. These set of people don't like holding their money. They prefer their money in the bank.
How do you control spending when you have money in your hands?