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Set Budget Expenses?

I am working on setting a realistic budget for myself now. I have not been able to set a budget for myself before and it's really affecting me financially. There are a lot of times I buy things I don't need. And sometimes I overpaid for something. This is caused by not having a budget.
 
Actually everyone has a weekly budget and everyone will try to stay within the coffin of that budget though sometimes it may be very difficult but you can if you have made up your mind.
 
I can relate. Whenever I don't list down expenses I usually go over the budget.
I suggest you list it down, make sure to stick to it, and try not to be impulsive in buying things.
 
Having a set budget is never that too bad but you need one because if you dont have a budget you wont be able to archeived some of your goals.

I do set budget but frankly speaking some time its always hard to keep to it.

But having a budget help you actualize your goals easyly

You have to make a budget plan if you need to save money. However, you must know that saving money is not possible without sacrificing your desires and wants.
 
Do you have a set budget you try to stay within weekly? Is it hard to stay within that budget or do you sometimes go out of it?
I don't have a set budget I try to stay within weekly, but I do have a set budget I try to stay within monthly. It's hard for me to stay within that budget sometimes—especially since my husband and I both work at home and don't have a commute. We spend money on things like beer, coffee, and snacks that we don't really need because we don't want to go out. So instead of going out, we end up spending more money on those things than we would if we went out!

But then again, there are also times when I'm really committed to staying within my monthly budget, but then something comes up that's too good not to buy. For example, when my husband got me tickets for Hamilton for our anniversary last year (which he paid for with his own credit card even though it was technically our anniversary gift). It was such an amazing experience and totally worth the money.
 
Definitelly yes,i could remember vividly when we newly started our business,i was very careful with the way i do my spending,both in personal capacity or as a business entity,it really helped us to control the business.
 
Every one coul set daily budget expenses but for no supposed scenarios they are not going as well as you predict because some urgent expenses that we did not planned for arrives suddenly.

I remember setting my daily investment budget when I used to trade in cryptocurrencies. When it comes to spending money and trading, you must set your specific budget.
 
I believed everybody should surely have a budget, like me i have a budget but it's usually very hard to stay withing the budget plan. I always go out of the budget most time
 
I believed everybody should surely have a budget, like me i have a budget but it's usually very hard to stay withing the budget plan. I always go out of the budget most time

Well, I have finally created a daily budget and I am spending money by being really prudent. This is the best money management strategy. Creating a budget helps you to determine the amount of money you must spend.
 
I first Calculate my net income. The foundation of an effective budget is a net income. Adjust my spending to stay on budget. Track my spending. Set Budget Expenses. Set realistic goals.
 
Yeah of course I set budgets almost every time. I always make sure that my financial life is regulated and I do not do things that can pose threats to me and my finances.
 
  1. Calculate your net income. The foundation of an effective budget is your net income. ...
  2. Step 2: Track your spending. ...
  3. Step 3: Set realistic goals. ...
  4. Step 4: Make a plan. ...
  5. Step 5: Adjust your spending to stay on budget. ...
  6. Step 6: Review your budget regularly.
 
i have established a spending cap Food and shopping costs shouldn't consume more than 50% of my salary. Other expenses should be 30% invested and 10% for amusement. 10% is Medicare insurance. I'm sticking to this split-out. I would sometimes reorganize my assets, and the 10% that was left over would go into my future.
 
i have established a spending cap Food and shopping costs shouldn't consume more than 50% of my salary. Other expenses should be 30% invested and 10% for amusement. 10% is Medicare insurance. I'm sticking to this split-out. I would sometimes reorganize my assets, and the 10% that was left over would go into my future.

I think that it is always a good thing to make a budget and make sure that you save some percentage of your salary so that you could start a business in the future.
 
Do you have a set budget you try to stay within weekly? Is it hard to stay within that budget or do you sometimes go out of it?
One of the things that i usually do when it comes to the issue of expenses is that i have a benchmark of what i want to spend my money on whan i go out for shopping,and that hs been helping me a lot.
 
One of the things that i usually do when it comes to the issue of expenses is that i have a benchmark of what i want to spend my money on whan i go out for shopping,and that hs been helping me a lot.

Benchmark is a great tool to balance your expenses with your income. It could help you to track your progress and make sure that you are inline with your investments and expenses.
 
Benchmark is a great tool to balance your expenses with your income. It could help you to track your progress and make sure that you are inline with your investments and expenses.
That is just the truth,because what i just discoverd about the issue of unplaned spending is that if you come out with only the money you want to make use of,then you are save of the issue of unplaned spending.
 
That is just the truth,because what i just discoverd about the issue of unplaned spending is that if you come out with only the money you want to make use of,then you are save of the issue of unplaned spending.

There are many people who tend to spend money extravagantly and then they suffer a lot later when they do not have enough money at all. This is becoming a really huge problem.
 
I can relate. Whenever I don't list down expenses I usually go over the budget.
I suggest you list it down, make sure to stick to it, and try not to be impulsive in buying things.
It's possible to go outside your budget even if you write it out. It takes discipline and practice to maintain a budget, and it's never the answer to quit when you fail.
 

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