That is just the true fact,because what the person just did is like standing like a guarantor for the loan beneficiary,it is just good for the person to think on how to repay the loan to aviod acumulated debt.The truth is that the loan company have no other choice than to make you pay this money. What is left is for you to decide what to do in terms of repaying the loan as soon as possible. It is already 2 months and there must have been massive interest accrued already.