After a bad experience, when my father decided to retire and got his lumpsum, he used it for agriculture business.Pension is the meney paid to employees after retirement. Some people use this for their daily needs. Others use it to invest in a business. Business brings profit to them. But they may suffer a lose.
Of the two options which is best for the use pension money?
He bought a tractor but the problem is he old enough to work in the farm. So let me suggest to use the money or pension in needs and not on business.