Do you use Credit Cards or Debit Cards? I use both but I prefer to use Credit Cards more. When I use Debit Cards, I use my own money to pay for products and services, and when I use Credit Cards, I use the bank's money for free for a certain time.
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If you don't use a credit cart smartly then you may end up in a lot of debt and you also need to pay penalties if you are not paying your bill on time
I also do not have a credit card because it is not available in our country. I don't even know the usefulnessI prefer Debit card and till now I don't have any credit card and will see if I require that in the future but at present I am satisfied with debit card
Do you use Credit Cards or Debit Cards? I use both but I prefer to use Credit Cards more. When I use Debit Cards, I use my own money to pay for products and services, and when I use Credit Cards, I use the bank's money for free for a certain time.
Some years ago I used to have a credit card which I barely make use of a cause but only use it whenever there is only cases of emergency and as a result I don't see any need of still keeping it.
I now only make use of only debit card and it's serving me very well.
I do not like to use credit card at all. this is why I prefer to use other payment solutions and payment processors that could enable me to store money or save money as well. The fact of the matter remains that you get charged a lots of interest if you use credit cards and I hate interest.