The moment you have started earning money, you should start saving for retirement. That means your acknowledge that a time would come when you would no longer be able to work.
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In my opinion every individual who is starting a job should also start saving for retirement because early savings will balance your finances in the future.
that is why i hate to see the site of people trying to get there finances right at old age, as i believe you have had the whole time in the world literally to put your finance in order.The moment you have started earning money, you should start saving for retirement. That means your acknowledge that a time would come when you would no longer be able to work.