Let those people who are into stocks and mutual funds come up and explain the difference between the two concepts for us who are newbie in this business. So that we can learn more about it and know the difference between the two. But I think I've heard mutual funds before.Many novice investors (like me) do not understand the difference between mutual funds and stocks. In fact, understanding an investment instrument properly is very important to avoid mistakes in investing. There may be many types of differences between mutual funds and stocks both in terms of meaning, form of investment, risk and profit, intermediary party, investment period etc.