one great and most important factor considered is the credit ability of the mortgagee. A lot of mortgage companies have many default people to deal with due. To the fact that they are not able to meet the deadlines of payment given to them. This discourages mortgage companies a lotI want to buy a house on mortgage and I was told that my credit score and borrowing behavior will be looked into before my mortgage is aporoved.
My debt-to-income might also be considered.
What other factors affect the approval for mortgage?