Investment Instruments for Pension Fund Preparation

[Suba]

For people who do not work in both public and private institutions, from now on they must prepare themselves to invest as a substitute for pension funds, when compared to bank savings, investment will get higher profits or interest. Here are some investment instruments that are suitable for preparing your retirement fund:

1. Financial Institution Pension Fund
This program is separate from the pension funds provided by the employer to employees. Financial Institution Pension Funds are formed by a bank or life insurance company.

2. Investment Deposit
Deposit investment is one of the safe investments, although the rate of return is not like investing in stocks or mutual funds.

3. Mutual Fund Investments
There are many types of mutual fund investments out there, but in my opinion, the safest one is Money Market Mutual Funds. Money market mutual funds have the smallest risk so they are suitable for beginners to prepare for retirement funds.

4. Stock investment
Even though stock investment is a HYIP, therefore you should choose Blue Chips with the Most Superior Market Capitalization, the price volatility is not too high. because companies with these shares have a good performance.

5. Bitcoin / Crypto investment
Bitcoin / crypto investment has high price volatility, and is difficult to predict, so I doubt if I make Bitcoin an investment instrument for preparing for retirement funds, what do you think? Or you have other ideas about investment instruments that are suitable for preparation for retirement. Feel Free to share your idea.

 

[Niftyyem]

Those are excellent tools you have stated there and they are helpful to start these investments on time, so that there would be enough time for profits to be accrued to take care of things after retirement.

 

[chicnthin]

My mother is not an employee from either private or public instituitions. So what she does is she's making contributions from her own pocket. In that way she can still ensure her pension once she is eligible to get regular payments.

 

[Alexandoy]

I think one of the best in the instruments that you mentioned is the stock investment. Buying shares of blue chip companies is a slow earner that is just fine for the build up of a retirement fund. A blue chip stock is stable with the value and the company is also stable with the financial performance which means it can last a long time. Buying stocks every 3 months as a form of investment for the retirement plan is one good way of assuring funds when you get to retirement age.

 

[Abibatabosede]

I agreed with you that if there is no one to you pension, you should work towards it on your own by having additional investment, buying of shares is not bad and you can also have a fixed deposit in order to invest in another business later.

 

[Kaindio Agnes Wanja]

For people who do not work in both public and private institutions, from now on they must prepare themselves to invest as a substitute for pension funds, when compared to bank savings, investment will get higher profits or interest. Here are some investment instruments that are suitable for preparing your retirement fund:

1. Financial Institution Pension Fund
This program is separate from the pension funds provided by the employer to employees. Financial Institution Pension Funds are formed by a bank or life insurance company.

2. Investment Deposit
Deposit investment is one of the safe investments, although the rate of return is not like investing in stocks or mutual funds.

3. Mutual Fund Investments
There are many types of mutual fund investments out there, but in my opinion, the safest one is Money Market Mutual Funds. Money market mutual funds have the smallest risk so they are suitable for beginners to prepare for retirement funds.

4. Stock investment
Even though stock investment is a HYIP, therefore you should choose Blue Chips with the Most Superior Market Capitalization, the price volatility is not too high. because companies with these shares have a good performance.

5. Bitcoin / Crypto investment
Bitcoin / crypto investment has high price volatility, and is difficult to predict, so I doubt if I make Bitcoin an investment instrument for preparing for retirement funds, what do you think? Or you have other ideas about investment instruments that are suitable for preparation for retirement. Feel Free to share your idea.

These are good kind of investment you have well elaborated .
But now it is always very important to start these kind of investment early enough so that they can bring up about good profit at the end

 

[Sincerem]

That's the best preparation a pensioner should take note of, before processing his pension documentary. This investment instruments will only bring steady passive income if well utilized. With the options you mention, investing on stock and shares, Cryptocurrency trading/savings is the one that I really understand. And I think all is instrumental for a pensioner to venture into.

 

[Sariana23]

For the cases of pensions to people who do not have, in my country they apply a lot the pension fund in the financial institutions. Where they give the initial and are paying fees at the user's convenience. Here you have expressed other good options which call my attention, investing in mutual funds which is lower risk.

 

[Nurudeen]

This is a good information from you. This should serve as an eye opener to those who are not government or public official. It will help people save up for when they won't be able to work again. So it's a good business and investment for them.

 

[Richard92]

This all depends on the kind of investment, if it is a real estate business, the tools for investment will be good knowledge of the business and also having some few properties on ground to start up like landed properties. It is good to have those tools because that is what will motive you to invest.

 

[Mawome]

You don't need much instrument to start an investment, with just a smart phone and some apps you are good to go. You need to install an app called luno, thats where you store your coin and allow them to acumulat to certain amount before you can withdraw your, with luno wallet you can withdraw any currency of your choice.

 

[Trexxxy]

Yea I agree that people who don't have hopes of getting a pension after years of work or based on a particular job should think ahead and find means by which they can substitute pension or even make more than a regular pension scheme and this can be achieved through investment.

 

[Hasan Raza]

Definitely dear you shared very useful information regarding pension plan. These are good kind of investment you have well elaborated .But now it is always very important to start these kind of investment early enough so that they can bring up about good profit at the end. We must adopt it if we want to save something for future.

 

[Rashid]

I strongly agree with you, Retired persons should think about this, as pension or money will not be increased in banks so invest them at any type of trading or investment.
If someone knows online business he should go for investing in Crypto Currencies. Here you can earn big and will remain in touch to prices of currencies every day.

 

[Sanusi]

I also agree with your opinion about pension fund instrument, and so retired people should have it at the back of their mind as banks will not have the capacity to increase money, moroever retired people should also ventured into crypto currency.

 

[Akinwale701]

Who... What a beautiful lecture up there. Thank you so much. I'll surely get a pen and paper and jot a lot of things down. I'm really learning here. God bless you. Please don't stop sharing good content like this with us. It helps us here alot

For people who do not work in both public and private institutions, from now on they must prepare themselves to invest as a substitute for pension funds, when compared to bank savings, investment will get higher profits or interest. Here are some investment instruments that are suitable for preparing your retirement fund:

1. Financial Institution Pension Fund
This program is separate from the pension funds provided by the employer to employees. Financial Institution Pension Funds are formed by a bank or life insurance company.

2. Investment Deposit
Deposit investment is one of the safe investments, although the rate of return is not like investing in stocks or mutual funds.

3. Mutual Fund Investments
There are many types of mutual fund investments out there, but in my opinion, the safest one is Money Market Mutual Funds. Money market mutual funds have the smallest risk so they are suitable for beginners to prepare for retirement funds.

4. Stock investment
Even though stock investment is a HYIP, therefore you should choose Blue Chips with the Most Superior Market Capitalization, the price volatility is not too high. because companies with these shares have a good performance.

5. Bitcoin / Crypto investment
Bitcoin / crypto investment has high price volatility, and is difficult to predict, so I doubt if I make Bitcoin an investment instrument for preparing for retirement funds, what do you think? Or you have other ideas about investment instruments that are suitable for preparation for retirement. Feel Free to share your idea.

 

[Samuel77]

This is a very good idea and i think it will help pensioners mostly so they don't get stuck in their old age. As for me I prefer the bitcoins/cryptocurrency

 

[Mostee501]

For none government and company workers, there are several ways of making your retirement plans in other not to run into financial difficulties after retirement of work. There are pension companies and insurance companies that you can liase with and begin your retirement plans.

 

[Jumoke12]

For people who do not work in both public and private institutions, from now on they must prepare themselves to invest as a substitute for pension funds, when compared to bank savings, investment will get higher profits or interest. Here are some investment instruments that are suitable for preparing your retirement fund:

1. Financial Institution Pension Fund
This program is separate from the pension funds provided by the employer to employees. Financial Institution Pension Funds are formed by a bank or life insurance company.

2. Investment Deposit
Deposit investment is one of the safe investments, although the rate of return is not like investing in stocks or mutual funds.

3. Mutual Fund Investments
There are many types of mutual fund investments out there, but in my opinion, the safest one is Money Market Mutual Funds. Money market mutual funds have the smallest risk so they are suitable for beginners to prepare for retirement funds.

4. Stock investment
Even though stock investment is a HYIP, therefore you should choose Blue Chips with the Most Superior Market Capitalization, the price volatility is not too high. because companies with these shares have a good performance.

5. Bitcoin / Crypto investment
Bitcoin / crypto investment has high price volatility, and is difficult to predict, so I doubt if I make Bitcoin an investment instrument for preparing for retirement funds, what do you think? Or you have other ideas about investment instruments that are suitable for preparation for retirement. Feel Free to share your idea.

All what you have said so far are good and they are very didactic and educative at the same time. It's very important for a pensioner to understand all these things

 

[Sincerem]

This is a very good idea and i think it will help pensioners mostly so they don't get stuck in their old age. As for me I prefer the bitcoins/cryptocurrency

Yes, any pensioner that is business inclined, doesn't find life hard during retirement. Since they got that business IQ, they invest on time, develop their own business, and still earn from their pension stipend.