), except some marginal online shop, I don't feel confortable to save non-markettable money. Not until prepaid cards cryptocurrences refillable become popular (currently only one exists and it's still not popular, so in fact I quite don't know what to expect). At least, what I do is maintaining cryptocurrencies earnings, but only until the good moment to exchange them to FIAT comes. I prefere to buy my country's government treasury providing interests 3% above inflation or a general interest between 5 and 7% yearly.
Yes saving money in crypto is the best way of increasing the value of your money. It's better with coins with reputation like Bitcoin, Ethereum, litecoin, bnb and co. You're sure of getting more than 40% return on it over a certain period. Aside top fait currencies like USD, pounds and Euro, others devalue with time.
It's all good you know, saving in fiat and crypto it depends on the economic ecosystem. I could be in my country and save my money in a foreign currency while the currency appreciate and I could also save it in crypto with bright prospects. But sure crypto is more profitable.
You have got a good point about the kind of fiat currency one should even consider putting his money on because of how strong such currencies are just like USD, pound and Euro. I know a man who just deals on money exchange where he uses other currency to get USD and allow it to appreciate, then he sells it.
I think when you have an investment in bitcoin, you are bound to look for a way to keep increasing your investment and in such essence you are already saving money in cryptocurrency. It's true the price of cryptocurrencies fluctuate from time to time, but in the end it's always going up rather than going down.
Dollars is called cash money for this reason. It's the only fiat currency that is generally accepted all over the world without any much hassle and to top it all it's a valuable currency unlike some other weak fiat currency other parts of the world makes use of.
US is a world power and so is their currency. I attended one seminar and one of the speakers made mention of the importance of having dollars. He pointed out that as a young man, you need to find a way to earn and save at least one dollar in a day.
You are very correct with your assessment on how to earn from keeping your money in either cryptocurrency or fiat currency. The charges banks take from my money in the account pains me so much especially the one they call VAT.