I didn't have this, but I've heard of situations from friends where young people were turned down for insurance because they didn't have any driving experience, despite the firm knowing that these individuals were far more likely to be involved in a transport accident. This, in my opinion, is unfair, but incidents like this were rare, involving just a few well-known corporations that were merely interested in making money rather than paying out money. I believe that these companies have since ceased to exist.
