When Should You Use a Credit Card?

[Alisco]

Probably yes, as I just mentioned above where necessary to use debit card, you go ahead and where I suggest for credit card is for security purposes as Avery transaction made with credit card is encrypted and highly trackerble

 

[Shigobad2020]

It all depends on what people may be using and also the platform. Although credit card may present much more better advantage but it could also be risky if being used in the wrong platform.

Though there's more advantages when you use a credit card to purchase goods or for online transactions , but you must be very careful not to fall victim of online scam websites .

 

[Sotherefore]

Though there's more advantages when you use a credit card to purchase goods or for online transactions , but you must be very careful not to fall victim of online scam websites .

Well , I have never used a credit card before and no matter the card I am using which is always mostly a debit card I really have to be careful . What are some of the advantages you are talking about.

 

[Good-Person]

Though there's more advantages when you use a credit card to purchase goods or for online transactions , but you must be very careful not to fall victim of online scam websites .

I use an international payment processor, but I need to convert the amount of money in my local currency to pay people. Had it been accepted locally, I would have used it instead of a credit card. PayPal is not accepted in my country.

 

[Bizil Polo]

On my opinion I think you can use a credit card anything you want to.and it's more safe to use a credit card than caring a huge amount of money with you and can also be use to shop online.

 

[Good-Person]

On my opinion I think you can use a credit card anything you want to.and it's more safe to use a credit card than caring a huge amount of money with you and can also be use to shop online.

Using bank cards could be risky and there are many issues with using a bank card. Identity theft is a major concern. This is why I do not prefer using bank cards at all.

 

[HK World]

When, do you feel, is the appropriate time to use a credit card for purchase rather than a debit card? I feel it’s best to use it, if you’re planning on making a large purchase, for example, going on holiday. This is because as a consumer, the individual is covered under section 75, in case the flight gets cancelled or you suffer from a serious illness for instance.

It would be most sensible to use a Credit Card for everyday use if you have a cash back or discount offer, and you’re wanting to take larger credit out. You’ve got to prove you a responsible person to lend to.

Are there any other situations when you’d rather use a Credit Card than a Debit Card for purchasing? When is the best time to use a credit card?

If someone finds himself/herself struggling to pay off his/her credit card, using a debit card is a better way to manage overspending.

If you have credit card debt, then putting routine purchases on a debit card would make sense in order to avoid going deeper into debt.

 

[Emmy]

Right now I want to write to my bank to get credit card in order to be eligible to use my PayPal safely. Well, I'm arranging things concerning it. Thus credit card can be used anytime because it had more advantages than debit card.

 

[Good-Person]

Right now I want to write to my bank to get credit card in order to be eligible to use my PayPal safely. Well, I'm arranging things concerning it. Thus credit card can be used anytime because it had more advantages than debit card.

What does your bank has to do with you using your PayPal account? Do you mean that you want to make sure that you are able to withdraw balance form your PayPal account to your bank account?

 

[Prince]

Credit card is also a good thing the help in the exchange of goods and services. With credit cards, if you do not want to have a lot of money around you, you can get them from the credit card so that you can buy whatever you want. It’s easy move around with a credit card.

 

[Good-Person]

Credit card is also a good thing the help in the exchange of goods and services. With credit cards, if you do not want to have a lot of money around you, you can get them from the credit card so that you can buy whatever you want. It’s easy move around with a credit card.

The main issue with credit card is the high interest rates and the fact that those interest rates keep rising by the passage of time. You end up paying more in the end.

 

[Potuse]

There is no specific moment in time to use the credit card . You can always use a credit card whenever the need arises but you should have at the back of your mind that services or items paid for using the credit cards will include charges.

 

[eenya00]

for me, i only use the credit card when i am making payment from an online vendor, that is when i use the credit card, especially for payments that have try period of atleast 14 days.

 

[Bigi_]

You can always use your credit card, but always remember that you need a source of income that you can comfortably pay back the money you spend from your balance.