When is it too late to start a pension?

[Good-Person]

Well, this varies with individuals and with the nature of their jobs or engagements, an individual with a personal business can start saving through his pension scheme at time most convenient them.

I do not think that it is always too late to start receiving pensions. There are many people who work and hold their job positions for a long time. They start receiving pensions at a really late stage of their lives.