For me saving becomes a problem because i find that the moment i get my little earnings ,i got some things that needs money to be catered for and its very essential and unavoidable .
Thank you for being realistic about this, a certain degree of discipline is required for an individual to cultivate the habit of discipline. If you do not discipline your self, you can't save even if you earn millions.
Yes actually some people have that mentality that if they spend the money they have that they have the ability to make more money but it's not that so always so as a business man you must always save and neglect too much spending.
Financial roadblocks are sometimes a bit more difficult to navigate.many times, they can be obstacles you've created for yourself,lack of financial literacy,not budgeting,too much debit,spending needlessly, yourself,it is the key to building wealth.
Yes, you are right. There many people that can depends on a you because if you are a first born of your parents with brother and sister at your back, you will understand my comments. You can work alone but is not possible to spend alone.
What makes it hard to save for me is that cost of living is kind of high, and the matter that emergency funds needs to be pulled out everytime a family member needs funds. When you're one of the major breadwinners in the family, saving money is not really on the high.
That is so demanding then, it is better for you to encourage your younger ones to go learn some profitable skills that would help them to also support the family, since you can't do it alone.
I'm only starting to give back to my family for the education they gave me, and I am happy that I can help them now. But sometimes I have these negative thoughts that they only put me up to make me their retirement plan. I know it's so rude of me to think of that, but you know, sometimes it comes to my mind. But I try to save as much as I can. Thanks for the advise though.
