Okay so what is the disadvantage of you being retired at the age of 60 , is there anything wrong with that ? To me if that is the only option I will gladly accept it, at least I am looking for an opportunity to relax and maybe travel around the world if possible.These days, most government organizations do not even let you work up to 70, they retire most persons at the age of 60 to 65. If you are having a business of your own, you can probably decide on when you think would be best for you to retire.