That is true. The highest capital is knowledge. Money will come to nothing when there's no knowledge.To many people, the only reason they haven't been able to bring their ideas to reality is lack of money which they call capital, but capital is not only money, knowledge is also capital, in fact knowledge is the highest capital and not money.
If I heard of those who won in lottery who received millions of prizes yet lose everything because of no knowledge how to spend the millions.