This year I began with the stocks, as savings is no more considered an investment since Central Bank haven't stopped to cut interest rates. Savings interests got under inflation, that's prejudicial for investments. But stocks need to be studied a lot, being so volatiles and following the market developing. I still remember my old economics, business and tax laws studies for first degree, but in this field it's never enough. I began with poadcasts about stocks and my first investments pointed to value increasing stocks. I earned a very little amount, swing trade mode. Then I began to think about medium or long term stocks investments, but here the difficulty to choose the right ones comes with market volatility. After additional studying, I came to prefere dividends, to get interests whatever a roller coaster market does. Clearly, even in this sense is important to point to the financial health and stability of the companies we buy stocks, in addition to dividend yeld.