Actually I didn't found myself going into unnecessary kind of investment simply because I have once had a very boring experience about investment and I wished never to had same again.
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I found myself taking unnecessary risk sometimes because I would want to aim high and gain huge amount of money from an investment and that will make me to take high degree of risk sometimes . I may win and sometimes I may lose.
Not really. I don't tend to take much risks unless I really have to. And majority of the time I'm not risking anything. If I find that my investment wasn't working out, I'd research why that is and figure out a solution.