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Debt and being able to manage it

Such kind of applications are usually used by many traders and shopkeepers as well. These apps help them to manage their expenses in the best manner. It can also help you as a freelancer.
Yes I have downloaded the app and I've set up everything . It is just for me to create time to be inserting my daily expenses on the app so it can keep the proper record for me. I love your suggestion thanks so much.
 
Yes I have downloaded the app and I've set up everything . It is just for me to create time to be inserting my daily expenses on the app so it can keep the proper record for me. I love your suggestion thanks so much.

I have started to mage and record my expenses from the starting of this year (i.e. 1st January). Have you also started to calculate your expenses and manage then as well?
 
I have started to mage and record my expenses from the starting of this year (i.e. 1st January). Have you also started to calculate your expenses and manage then as well?
Yes I created time yesterday to insert proper record in his place as I could remember. From the 1st of this year just to see some of the expenses have been doing and to avoid spending money unnecessarily on things that will not help me.
 
I have started to mage and record my expenses from the starting of this year (i.e. 1st January). Have you also started to calculate your expenses and manage then as well?
As a good entrepreneur, You must be able to have a proper record of your sales throughout the year , know the amount of money you spent in order to know the amount of profit you are making annually .
 
Yes I created time yesterday to insert proper record in his place as I could remember. From the 1st of this year just to see some of the expenses have been doing and to avoid spending money unnecessarily on things that will not help me.

Well, I already planned that I would start keeping a record of all of my transactions from the day one of the new year. So, on the new years eve, I already downloaded a software that allowed me to create records.
 
Well, I already planned that I would start keeping a record of all of my transactions from the day one of the new year. So, on the new years eve, I already downloaded a software that allowed me to create records.
It is nice and I am also trying to follow your steps. This is absolutely necessary to help you you keep proper record of your expenses and to also know what you seems to spend your money the most.
 
If you're in the red, one of the best ways to get yourself on track financially is to get serious about paying down high-interest loans. But that requires a bit of strategy. Often, people don't recognize the difference between "good" debt like a mortgage or student loan, and the balances they rack up for fleeting pleasures like a trip to Disneyland.

What are you doing to help you get back on track to get out of debt?
Making a budget and monitoring your spending are good places to start if you want to find places where you can save costs. Emphasizing loan repayments and paying the ones with the greatest rates of interest first is another strategy for managing debt.
 
Whenever I take a loan, I make sure that I have planned on how I will pay it back. In the past, I used to get into bad debt because of borrowing money for luxuries. Nowadays, I don't do that anymore. When I was in bad debt, I had to do my best to increase my income so as to pay it back.
 
The best way to pay debts is by being intentional about paying it. That would mean that you have to.make lifestyle sacrifices to make sure your debt is cleared. You can't be flaunting designer's clothes when you are deep indebt. That means you are not serious about paying that debt.
 
The best way to pay debts is by being intentional about paying it. That would mean that you have to.make lifestyle sacrifices to make sure your debt is cleared. You can't be flaunting designer's clothes when you are deep indebt. That means you are not serious about paying that debt.

I never borrow money at all. When i do borrow money from my friends or family members, I make sure that I borrow a really low amount of money and i am also focusing on saving money more and more.
 
I never borrow money at all. When i do borrow money from my friends or family members, I make sure that I borrow a really low amount of money and i am also focusing on saving money more and more.
That is great for you. I have been trying my best to avoid loans too. But sometimes I just get caught up with them. So I try my best to pay them back as soon as possible. I am trying my best to increase my income so that I don't have to borrow.
 
First of all find out what made you fall into debt in the first place. Then you can start planning how you will get out of it. Most time it could be avoided, but some are just used to it.
 
If you have debt, you should immediately start repaying it even if it means compromising on the clothes you wear, the food you eat and the kind of lifestyle you have. You cannot improve your financials without paying your debt.
 

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