I believe with the advancement in technology there are sites which gives you the opportunity to create quite a professional website using the drag and drop method like the WordPress and so on.
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That is very true,because one can lay his hand on easy to apply template on some platforms that have a very good features that are easy to understand and apply,the thing here is that you will need to understand the operation of your business to be able to work with the various template.You can create a simple design website without an input from an expert. If you don't know how to get boxes there are several videos on YouTube that will show you how to go about it.
It depends on what ecommerce platform you are using and what kind of store you want to create and what kind of business you intend to start. If you are planning a small store and if you have a moderate level of web designing skills, you can use wordpress or shopify to create a store and you do not need any experts. However, for something like magento or Drupal, Joomla, you might need experts
Sure I can! They are hundreds of tutorials on YouTube that can teach you to build a website from scratch without coding.