Basic Investment Rules for Beginners

[Yousaf3814]

While saving means putting aside money you don't spend, investing means buying assets that have the potential to provide a reasonable rate of return. If you save a ton of money but keep cash under your mattress, that money loses value over time thanks to inflation. If you want your nest egg to grow, you need to invest. This doesn't mean sinking your savings into lottery tickets, even if you have the potential to turn a $1 investment into millions. You need to take calculated risks.

 

[Azhar119]

While investing is essential, you don't want to invest every spare dollar. You need some liquid assets, or accessible cash. Some investments require you to tie up money for months or years to earn returns, and withdrawing early can trigger penalties. For other assets, such as stocks, you want to be able to leave money invested to weather downturns. If you're going to need cash right away -- say, to pay next month's mortgage or next year's college tuition -- you don't want to risk not being able to access money when you need it. A good rule of thumb is to keep cash in a savings account if you'll need it within the next two years, rather than investing it.

 

[Adeyoola7]

Start investing — even a little at a time
Once you’ve got savings, you’ll absolutely want to invest. Inflation will almost always outpace the interest rate that you’ll be able to get on a savings account. You’ll be effectively be saving and losing money at the same time. This is why you should start investing as soon as you can.

 

[zenith]

I will also like to add.you will need to invest with your spear money and not your life savings because anything can go wrong any time.investment education is what one need to equip his self before going in any investment.thank very much for the tips.

 

[Nabeel119]

Taking calculated risks requires you to actually understand both the potential reward and the likelihood of loss. That means you need to know how the investment will make you money, whether the asset has a history of providing promised returns, and how losses could happen. Unfortunately, too many investors jump on bandwagons without knowing why. It's this phenomenon that led to a joke currency, Dogecoin, briefly becoming worth arounbillion despite being modeled after a meme and created as a parody. Of course, unsurprisingly, Dogecoin came crashing down in short order.
To avoid big losses when a can't-miss investment turns out to be a disaster, take the time to research the fundamentals

 

[lelakil3]

This thread is mainly intended for those who have never invested, but they are interested or willing to invest. Here are 5 basic principles that novice investors should understand:
1. Your Financial Condition is Healthy
If your financial condition is healthy, it means that you have no debt, and can meet your daily needs by having savings, emergency funds etc.

1. Make sure your financial condition is "healthy"
A "healthy" financial condition can mean many things. But before starting to invest, it's good to make sure you are not in debt, smoothly paying credit card bills, have other savings, and of course: an emergency fund.

2. Choosing an investment instrument
There are many available investment instruments out there that you can choose from, choose the instrument that you understand best and have good knowledge of its characteristics, advantages and disadvantages, profit levels. You can choose stocks based on mutual funds, because many people claim that mutual funds are investments with high profit potential. Of course there are many other alternatives you can also choose investments in Cryptocurrencies, stocks, bonds, property etc.

3. Diversification
Diversification is intended not to place all funds in one type of investment, placing investments in at least 3 different types of instruments (hedging). suppose you invest in 3 different types of stocks.

4. Increase Skills
Whatever type of investment you choose, be it stocks, cryptocurrencies, property etc, don't forget to always improve your skills and knowledge. There are many ways such as joining forums, seminars, and reading new articles frequently. Because investing is a long term, an investor must be able to think and predict.

5. Take an active role
Don't just stand still and wait for luck to come to you, but play an active role, because investors have to recalculate or predict every time there is new news related to your investment.

Do you have other ideas / opinions, or if you have questions about investing, feel free to comment.

This is the time on the right time in investing that if can be can help in the family financial problem by Learning first on it then taking L out of it will it be now earning the secret on the investing process just thrust the process.

 

[eojo2401]

Basic investments rules for beginners. Invest what you can afford to loose, don't borrow to invest, put the law of portfolio management into consideration, diversify your investment, then invest maximum of 25% of your saying.

 

[Luckboy]

Diversify your investments

Rather than zero-in on some stock you think will perform well, diversify your investments. In doing this, if one part of your investment doesn't do well you haven't lost everything. diversifying your portfolio means investing in many different geographies, industries, and asset classes (stocks, bonds, real estate etc).

 

[Asad Ali]

Perhaps you have stored your money under your mattress or savings account. these are options but investing is a great way to save for longer term goals. You will help battle inflation by saving and improve the chances of supplying the same amount of goods and services that you now have.

 

[redpogi16]

Investing is a very high risk gamble but if you do it perfectly it's a big profit. So for those who don't know what investment is an asset or stock that is purchased with the hope that it will generate income or appreciate in value at some point in the future. An investment always concerns the outlay of some asset today in hopes of a greater payoff in the future than what was originally put in.

 

[Hasan Raza]

Have an awesome information about the thing you are contributing on, broaden your interest in other to oversee hazard, face determined challenge and be certain, be sure about other to try not to take wrong action out of dread.

 

[zahidhussain]

This thread is mainly intended for those who have never invested, but they are interested or willing to invest. Here are 5 basic principles that novice investors should understand:
1. Your Financial Condition is Healthy
If your financial condition is healthy, it means that you have no debt, and can meet your daily needs by having savings, emergency funds etc.

1. Make sure your financial condition is "healthy"
A "healthy" financial condition can mean many things. But before starting to invest, it's good to make sure you are not in debt, smoothly paying credit card bills, have other savings, and of course: an emergency fund.

2. Choosing an investment instrument
There are many available investment instruments out there that you can choose from, choose the instrument that you understand best and have good knowledge of its characteristics, advantages and disadvantages, profit levels. You can choose stocks based on mutual funds, because many people claim that mutual funds are investments with high profit potential. Of course there are many other alternatives you can also choose investments in Cryptocurrencies, stocks, bonds, property etc.

3. Diversification
Diversification is intended not to place all funds in one type of investment, placing investments in at least 3 different types of instruments (hedging). suppose you invest in 3 different types of stocks.

4. Increase Skills
Whatever type of investment you choose, be it stocks, cryptocurrencies, property etc, don't forget to always improve your skills and knowledge. There are many ways such as joining forums, seminars, and reading new articles frequently. Because investing is a long term, an investor must be able to think and predict.

5. Take an active role
Don't just stand still and wait for luck to come to you, but play an active role, because investors have to recalculate or predict every time there is new news related to your investment.

Do you have other ideas / opinions, or if you have questions about investing, feel free to comment.

it is very interested to new business man or people because if he work in different field and start his work he has no problem. But if he has no experience about any business and start his buisness he fails and also lost more money in his buisness. One more thing that he should also strong and more money to invest in different field.His financly condition are also good.He start his business beginning with les money and expand his work a large scale as he got experience and money in his work and buisness

 

[Akinwale701]

This thread is mainly intended for those who have never invested, but they are interested or willing to invest. Here are 5 basic principles that novice investors should understand:
1. Your Financial Condition is Healthy
If your financial condition is healthy, it means that you have no debt, and can meet your daily needs by having savings, emergency funds etc.

1. Make sure your financial condition is "healthy"
A "healthy" financial condition can mean many things. But before starting to invest, it's good to make sure you are not in debt, smoothly paying credit card bills, have other savings, and of course: an emergency fund.

2. Choosing an investment instrument
There are many available investment instruments out there that you can choose from, choose the instrument that you understand best and have good knowledge of its characteristics, advantages and disadvantages, profit levels. You can choose stocks based on mutual funds, because many people claim that mutual funds are investments with high profit potential. Of course there are many other alternatives you can also choose investments in Cryptocurrencies, stocks, bonds, property etc.

3. Diversification
Diversification is intended not to place all funds in one type of investment, placing investments in at least 3 different types of instruments (hedging). suppose you invest in 3 different types of stocks.

4. Increase Skills
Whatever type of investment you choose, be it stocks, cryptocurrencies, property etc, don't forget to always improve your skills and knowledge. There are many ways such as joining forums, seminars, and reading new articles frequently. Because investing is a long term, an investor must be able to think and predict.

5. Take an active role
Don't just stand still and wait for luck to come to you, but play an active role, because investors have to recalculate or predict every time there is new news related to your investment.

Do you have other ideas / opinions, or if you have questions about investing, feel free to comment.

I'm very blessed and lucky to be on this great forum. in fact, this forum is my best forum since I joined Bizdustry, I learn about business's here everyday and all thanks are given to the great OPs who always put their efforts in enlightening us. thanks for this post. I'll surely put all what you write up there in practice.

 

[Xerryl]

investment is good and don't see anything wrong with investing in something , you can I invest in cryptocurrency and you can also invest in a trusted government approve organisation but they must understand that investing in something that will guarantee you 100% return within a short period of time is no

 

[solomonmali]

Rent, and debt payments and groceries might seem like all you can afford when you're just starting out. But once you've mastered budgeting for those monthly expenses (and set aside at least a little cash in an emergency fund), it's time to start investing. The tricky part is figuring out what to invest in — and how much. As a newbie to the world of investing, you'll have a lot of questions, not the least of which is: How do I get started investing, and what's the best strategy? Our guide will answer those questions and more.

 

[Mastercoded]

follow this rule
Be stingy
do not involve family in your business
Never be sentimental when making decision
Never collect loan to start the business

 

[Taimoor Jutt]

Yes very nicely written in this article about investing. Yes you have to well aware these things to go for trade or invest. Get proper knowledge about that
Try to invest when prices of things went down and expecting for raise again. Sell them when you observe good time.

 

[Greatguy1]

This thread is mainly intended for those who have never invested, but they are interested or willing to invest. Here are 5 basic principles that novice investors should understand:
1. Your Financial Condition is Healthy
If your financial condition is healthy, it means that you have no debt, and can meet your daily needs by having savings, emergency funds etc.

1. Make sure your financial condition is "healthy"
A "healthy" financial condition can mean many things. But before starting to invest, it's good to make sure you are not in debt, smoothly paying credit card bills, have other savings, and of course: an emergency fund.

2. Choosing an investment instrument
There are many available investment instruments out there that you can choose from, choose the instrument that you understand best and have good knowledge of its characteristics, advantages and disadvantages, profit levels. You can choose stocks based on mutual funds, because many people claim that mutual funds are investments with high profit potential. Of course there are many other alternatives you can also choose investments in Cryptocurrencies, stocks, bonds, property etc.

3. Diversification
Diversification is intended not to place all funds in one type of investment, placing investments in at least 3 different types of instruments (hedging). suppose you invest in 3 different types of stocks.

4. Increase Skills
Whatever type of investment you choose, be it stocks, cryptocurrencies, property etc, don't forget to always improve your skills and knowledge. There are many ways such as joining forums, seminars, and reading new articles frequently. Because investing is a long term, an investor must be able to think and predict.

5. Take an active role
Don't just stand still and wait for luck to come to you, but play an active role, because investors have to recalculate or predict every time there is new news related to your investment.

Do you have other ideas / opinions, or if you have questions about investing, feel free to comment.

taking a loan to run a business or financial instrument is not a bad thing as long as the interest accrued on such investments can take care of the loan and make a profit. The notion that taking a loan is a bad thing should be discarded as all or most major businesses are run on loans and they have a business to pay up and remain profitable.

 

[Tinaconcept]

I have a real estate investment I really want to invest in but just as you said capital is the most important factor cutting the shots. The real estate is one in which no agent is needed all you need do is submit the amount you have and you will be paid a percentage based on that.

 

[Akinwale701]

This

This thread is mainly intended for those who have never invested, but they are interested or willing to invest. Here are 5 basic principles that novice investors should understand:
1. Your Financial Condition is Healthy
If your financial condition is healthy, it means that you have no debt, and can meet your daily needs by having savings, emergency funds etc.

1. Make sure your financial condition is "healthy"
A "healthy" financial condition can mean many things. But before starting to invest, it's good to make sure you are not in debt, smoothly paying credit card bills, have other savings, and of course: an emergency fund.

2. Choosing an investment instrument
There are many available investment instruments out there that you can choose from, choose the instrument that you understand best and have good knowledge of its characteristics, advantages and disadvantages, profit levels. You can choose stocks based on mutual funds, because many people claim that mutual funds are investments with high profit potential. Of course there are many other alternatives you can also choose investments in Cryptocurrencies, stocks, bonds, property etc.

3. Diversification
Diversification is intended not to place all funds in one type of investment, placing investments in at least 3 different types of instruments (hedging). suppose you invest in 3 different types of stocks.

4. Increase Skills
Whatever type of investment you choose, be it stocks, cryptocurrencies, property etc, don't forget to always improve your skills and knowledge. There are many ways such as joining forums, seminars, and reading new articles frequently. Because investing is a long term, an investor must be able to think and predict.

5. Take an active role
Don't just stand still and wait for luck to come to you, but play an active role, because investors have to recalculate or predict every time there is new news related to your investment.

Do you have other ideas / opinions, or if you have questions about investing, feel free to comment.

this post makes sense in a lot of ways. Also, I will like to add these... Invest what you know that when you lose it, you won't develop a high blood pressure, also do not always expect to make profits, it's good if you make profits without expecting it. Because if you make loss unexpectedly, you might be contemplating suicide.