Buying a house is not as simple as you think that once you can afford the price is that you buy it outright. There are things to avoid like the low elevation which can be susceptible to flooding. In a tropical country flooding is the most common problem of buyers of property. Another issue is the community if it is a decent one. A congested community with small houses may not be ideal for a family with children. With the house it is best to be checked by a carpenter for the potential repairs and pests. Termites can cause a hole in your pocket.